- practice areas / Construction Defect Litigation
When the insurer treats your claim as a problem to manage.
A denied claim, a lowball offer, a delayed response, or a policy reading that doesn’t match what you paid for — these are the moments where policy holders need counsel willing to pushback. LPJ Law represents individuals, families, and businesses in disputes with their insurers.
Complex construction disputes
LPJ Law takes these pieces apart carefully and builds a case that is ready for negotiation or trial.
- Insurance disputes turn on three things: the facts of the loss, the language of the policy, and how the insurer handled the claim.
What we handle
Insurance disputes and bad‑faith claims.
We represent policyholders in disputes with their insurers across Montana and the surrounding region. Denied claims, coverage fights, and bad-faith conduct.
By the policyholder’s own insurer — property, auto, homeowners, and other first-party coverage.
Policy language disagreements that determine whether a loss is covered.
When the insurer’s conduct violates its duty of good faith and fair dealing.
UM/UIM disputes arising from auto accidents with insufficient coverage.
Claims involving lost revenue, extra expense, and commercial property damage.
Wrongful denial of benefits under life, disability, or other specialty policies.
Claims involving lost revenue, extra expense, and commercial property damage.
Wrongful denial of benefits under life, disability, or other specialty policies.
How LPJ approaches these cases
Policy and facts side by side — ready for negotiation or trial.
Policy and facts side by side: Every case starts with a careful read of the policy and a complete picture of the loss and the insurer’s conduct.
Claim-handling record: Correspondence, timelines, and internal notes are used to test whether the insurer met its obligations.
Damages with discipline: Underpaid and unpaid amounts, plus consequential and bad-faith damages where applicable, are documented clearly.
Resolution or trial: LPJ is prepared to try these cases when the insurer will not resolve them fairly.
- Policy and facts side by side
- Claim-handling record review
- Damages with discipline
- Resolution or trial
LPJ Law represents policyholders only. We do not represent insurers — so our focus is on holding carriers accountable.
case review
If the insurer is treating you like a file number, you need counsel that won’t.
Start with a consultation and bring the denial letter, the policy, and the correspondence. LPJ will review whether a formal claim makes sense.